/* Home only. Never owns shared header, footer or article geometry. */
.hm{color:#10263e;font-family:var(--font-sans);line-height:1.5;padding-bottom:0;}
.hm-wrap{width:min(1240px,calc(100% - 64px));margin-inline:auto;}
.hm a:focus-visible{outline:3px solid #2454c6;outline-offset:5px;border-radius:5px;}
.hm-hero{display:grid;grid-template-columns:.95fr 1.25fr;gap:18px;align-items:center;padding-top:26px;padding-bottom:18px;}
.hm-hero-copy{position:relative;z-index:1;padding:12px 0;}
.hm-kicker{font-size:12px;line-height:1.45;font-weight:700;letter-spacing:.065em;text-transform:uppercase;color:#58677c;margin-bottom:12px;}
.hm h1{font-size:clamp(46px,5.5vw,78px);font-weight:800;line-height:1.01;letter-spacing:-.055em;margin:0 0 19px;}
.hm h1 span{color:#2454c6;}
.hm-lead{font-size:18px;line-height:1.45;color:#58677c;max-width:480px;margin-bottom:22px;}
.hm-actions{display:flex;gap:12px;flex-wrap:wrap;}
.hm-button{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:1px solid #2454c6;border-radius:8px;padding:14px 21px;font-size:14px;font-weight:800;line-height:1.35;background:#2454c6;color:#fff;text-align:center;transition:background .15s;}
.hm-button:hover{background:#173b8f;}
.hm-button-secondary{color:#10263e;border-color:#b8c3d4;background:transparent;}
.hm-button-secondary:hover{background:#eaf0ff;}
.hm-byline{display:inline-block;color:#647185;font-size:12px;margin-top:18px;}
.hm-byline:hover{color:#2454c6;}
.hm-hero-art{position:relative;align-self:stretch;min-height:430px;isolation:isolate;}
.hm-hero-art>img{width:100%;height:100%;position:absolute;inset:0;object-fit:cover;object-position:60% center;clip-path:polygon(10% 0,100% 0,100% 100%,0 100%);border-radius:9px;}
.hm-hero-ideas{position:absolute;left:17%;top:20px;list-style:none;font-size:17px;font-weight:650;line-height:1.55;transform:rotate(-7deg);color:#10263e;}
.hm-hero-ideas li:last-child{border-bottom:2px solid #ed8a27;padding-bottom:4px;}
.hm-hero-ideas li span{color:#cb6812;font-size:24px;}
.hm-hero-art figcaption{position:absolute;right:18px;top:35px;width:178px;padding:17px 16px;background:#fff5e6;box-shadow:0 5px 15px #18202b12;border-radius:5px;transform:rotate(-7deg);font-size:13px;line-height:1.5;}
.hm-hero-art figcaption strong{font-weight:600;}
.hm-hero-art figcaption:after{content:'';display:block;width:58px;height:3px;background:#ed8a27;margin-top:12px;}
.hm-benefits{list-style:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;padding:18px 0 26px;border-bottom:1px solid #e2e4e0;}
.hm-benefits li{display:flex;gap:15px;align-items:center;font-size:14px;line-height:1.45;color:#58677c;}
.hm-benefits strong{font-weight:600;}
.hm-benefit-icon{display:grid;place-items:center;flex:none;width:52px;height:52px;border-radius:12px;background:#fff1e2;color:#cf701b;}
.hm-benefit-icon svg{width:35px;height:35px;}
.hm-section{padding-top:34px;scroll-margin-top:90px;}
.hm-section-head{display:flex;gap:24px;align-items:flex-end;justify-content:space-between;margin-bottom:19px;}
.hm-eyebrow{font-size:12px;font-weight:800;line-height:1.4;text-transform:uppercase;letter-spacing:.07em;color:#2454c6;margin:0 0 4px;}
.hm h2{font-size:29px;font-weight:800;line-height:1.2;letter-spacing:-.035em;margin:0;}
.hm-section-link{white-space:nowrap;font-size:13px;font-weight:750;color:#2454c6;padding-block:4px;}
.hm-section-link span{margin-left:12px;font-size:21px;}
.hm-featured{display:grid;grid-template-columns:.95fr 1.1fr;grid-template-rows:repeat(2,1fr);gap:18px 22px;}
.hm-card{min-width:0;border:1px solid #e1e3df;border-radius:10px;background:#fff;transition:border-color .15s;}
.hm-card:hover{border-color:#9aaecb;}
.hm-card>a{display:flex;height:100%;flex-direction:column;border-radius:inherit;overflow:hidden;}
.hm-card:focus-within>a{overflow:visible;}
.hm-cover{overflow:hidden;background:#eef0ee;display:grid;place-items:center;aspect-ratio:800/228;flex:none;}
.hm-cover img{width:100%;height:100%;object-fit:contain;}
.hm-cover-label{color:#173b8f;font-size:17px;letter-spacing:.15em;padding:20px;}
.hm-card-body{display:flex;flex-direction:column;flex:1;min-width:0;padding:17px 21px 19px;}
.hm-label{font-size:10px;font-weight:800;letter-spacing:.025em;line-height:1.4;text-transform:uppercase;color:#2454c6;margin:0 0 6px;}
.hm-card h3{font-size:18px;font-weight:800;line-height:1.27;letter-spacing:-.025em;margin:0 0 9px;}
.hm-excerpt{color:#647185;font-size:13px;line-height:1.45;margin:0 0 14px;}
.hm-card-end{display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap;color:#2454c6;font-weight:750;font-size:12px;line-height:1.4;margin-top:auto;}
.hm-card-end time{color:#647185;font-size:10px;font-weight:500;}
.hm-featured .hm-card:first-child{grid-row:span 2;}
.hm-featured .hm-card:first-child .hm-cover{aspect-ratio:3.3;}
.hm-featured .hm-card:first-child h3{font-size:24px;}
.hm-featured .hm-card:first-child .hm-excerpt{font-size:16px;}
.hm-featured .hm-card:not(:first-child)>a{display:grid;grid-template-columns:40% 1fr;}
.hm-featured .hm-card:not(:first-child) .hm-cover{aspect-ratio:auto;align-self:stretch;}
.hm-featured .hm-card:not(:first-child) .hm-cover img{height:auto;}
.hm-featured .hm-card:not(:first-child) .hm-card-body{padding:15px 18px;}
.hm-topics{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:16px;}
.hm-topic{display:flex;flex-direction:column;min-width:0;border:1px solid #e1e3df;border-radius:10px;background:#fff;padding:18px 19px 16px;transition:border-color .15s;}
.hm-topic:hover{border-color:#9aaecb;}
.hm-topic-icon{color:#3268e4;display:block;margin-bottom:10px;}
.hm-topic h3{font-size:17px;line-height:1.25;letter-spacing:-.03em;margin:0 0 12px;font-weight:800;}
.hm-topic p{font-size:13px;line-height:1.45;color:#647185;margin-bottom:18px;}
.hm-topic-more{display:flex;align-items:center;justify-content:space-between;gap:8px;margin-top:auto;font-weight:750;font-size:12px;color:#2454c6;}
.hm-topic-more span{width:27px;height:27px;border-radius:50%;background:#eaf0ff;display:grid;place-items:center;font-size:18px;}
.hm-latest{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:16px;}
.hm-latest .hm-card-body{padding:13px 15px 16px;}
.hm-latest h3{font-size:15px;line-height:1.32;}
.hm-latest .hm-label{font-size:9px;}
.hm-latest .hm-excerpt{font-size:12px;}
.hm h2.hm-eyebrow{font-size:14px;letter-spacing:.055em;}
.hm-consult{display:grid;grid-template-columns:85px 1fr 320px;gap:25px;align-items:center;background:#fcf5ec;border:1px solid #eee5d9;border-radius:14px;padding:27px 30px;margin-top:30px;}
.hm-consult-icon{width:80px;height:80px;display:grid;place-items:center;border-radius:50%;color:#2454c6;background:#eaf0ff;}
.hm-consult-icon svg{width:44px;height:44px;}
.hm-consult h2{font-size:25px;line-height:1.25;}
.hm-consult-copy{font-size:14px;line-height:1.5;color:#58677c;margin-top:10px;}
.hm-consult-action{border-left:1px solid #e2dccf;padding-left:24px;}
.hm-consult-action .hm-button{font-size:12px;width:100%;padding:14px 13px;}
.hm-consult-action p{font-size:12px;line-height:1.5;color:#58677c;margin-top:12px;}
@media(max-width:1100px){
 .hm-hero{grid-template-columns:1fr 1fr;gap:12px;}.hm h1{font-size:60px;}.hm-lead{font-size:16px;}.hm-hero-art{min-height:420px;}.hm-hero-ideas{font-size:15px;top:18px;left:18%;}.hm-hero-art figcaption{top:auto;bottom:16px;right:14px;width:165px;font-size:12px;padding:12px;}.hm-hero-art>img{object-position:65% center;}
 .hm-topics,.hm-latest{gap:12px;}.hm-topic{padding:16px 13px;}.hm-topic h3{font-size:15px;}.hm-consult{grid-template-columns:64px 1fr 280px;gap:18px;padding:24px;}.hm-consult-icon{width:64px;height:64px;}.hm-consult h2{font-size:22px;}
}
@media(max-width:900px){
 .hm-wrap{width:calc(100% - 48px);}.hm-hero{padding-top:22px;}.hm h1{font-size:51px;}.hm-kicker{font-size:10px;}.hm-actions{gap:9px;}.hm-button{font-size:12px;padding:12px 14px;}.hm-hero-art{min-height:410px;}.hm-hero-art>img{clip-path:none;}.hm-hero-ideas{left:18px;}.hm-hero-art figcaption{transform:none;width:calc(100% - 28px);font-size:12px;bottom:14px;background:#fff5e6f2;}.hm-hero-art figcaption:after{margin-top:7px;}
 .hm-benefits{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;padding:18px 0 23px;}.hm-benefits li{font-size:13px;}.hm h2{font-size:25px;}.hm-section-link{font-size:12px;}.hm-section-head{gap:15px;}.hm-featured{grid-template-columns:1fr 1fr;gap:16px;}.hm-featured .hm-card:not(:first-child)>a{display:flex;}.hm-featured .hm-card:not(:first-child) .hm-cover{aspect-ratio:800/228;}.hm-featured .hm-card:first-child .hm-cover{aspect-ratio:800/228;}.hm-featured .hm-card:first-child h3{font-size:22px;}.hm-featured .hm-card:first-child .hm-card-body{padding:19px;}.hm-featured .hm-card:first-child{grid-row:auto;grid-column:1/-1;}.hm-featured .hm-card:first-child>a{display:grid;grid-template-columns:46% 1fr;}.hm-featured .hm-card:first-child .hm-cover{aspect-ratio:auto;}.hm-featured .hm-card:first-child .hm-cover img{height:auto;}
 .hm-topics{grid-template-columns:repeat(6,minmax(0,1fr));gap:14px;}.hm-topic{grid-column:span 2;padding:17px;}.hm-topic:nth-child(n+4){grid-column:span 3;}.hm-topic h3{font-size:17px;}.hm-latest{grid-template-columns:repeat(6,minmax(0,1fr));gap:14px;}.hm-latest .hm-card{grid-column:span 2;}.hm-latest .hm-card:nth-child(n+4){grid-column:span 3;}.hm-consult{grid-template-columns:64px 1fr;}.hm-consult-action{grid-column:2;border-left:0;padding-left:0;max-width:360px;}.hm-consult h2{font-size:23px;}
}
@media(max-width:560px){
 .hm-wrap{width:calc(100% - 36px);}.hm-hero{display:flex;flex-direction:column;gap:18px;padding-top:14px;padding-bottom:10px;}.hm-hero-copy{padding:6px 0 0;align-self:stretch;}.hm-kicker{font-size:10px;letter-spacing:.045em;max-width:320px;margin-bottom:13px;}.hm h1{font-size:55px;line-height:1.03;letter-spacing:-.055em;margin-bottom:16px;}.hm-lead{font-size:15px;line-height:1.5;margin-bottom:20px;}.hm-actions{display:grid;grid-template-columns:1.4fr 1fr;gap:9px;}.hm-button{font-size:12px;padding:13px 9px;gap:6px;}.hm-byline{margin-top:15px;font-size:12px;}
 .hm-hero-art{width:100%;min-height:0;aspect-ratio:auto;display:flex;flex-direction:column;}.hm-hero-art>img{position:static;width:100%;height:auto;aspect-ratio:3/2;object-fit:contain;clip-path:none;border-radius:8px;}.hm-hero-ideas{top:12px;left:18px;font-size:12px;line-height:1.4;transform:rotate(-5deg);}.hm-hero-ideas li span{font-size:17px;}.hm-hero-art figcaption{position:static;transform:none;width:100%;background:transparent;border-radius:0;box-shadow:none;padding:13px 0 4px 13px;margin-top:12px;border-left:3px solid #ed8a27;font-size:13px;}.hm-hero-art figcaption:after{display:none;}
 .hm-benefits{gap:17px 12px;padding:18px 0 23px;}.hm-benefits li{font-size:11px;gap:9px;}.hm-benefit-icon{width:38px;height:42px;border-radius:9px;}.hm-benefit-icon svg{width:28px;height:28px;}
 .hm-section{padding-top:28px;}.hm-section-head{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:15px;}.hm h2{font-size:24px;line-height:1.2;}.hm-eyebrow{font-size:10px;margin-bottom:6px;}.hm-section-link{font-size:12px;padding:0;}.hm-section-link span{font-size:18px;}.hm-featured{display:flex;flex-direction:column;gap:15px;}.hm-featured .hm-card:first-child>a{display:flex;}.hm-featured .hm-card:first-child .hm-cover{aspect-ratio:800/228;}.hm-featured .hm-card:first-child h3{font-size:21px;}.hm-featured .hm-card:first-child .hm-excerpt{font-size:14px;}.hm-card-body,.hm-featured .hm-card:not(:first-child) .hm-card-body{padding:16px 18px 18px;}.hm-card h3{font-size:19px;}.hm-excerpt{font-size:14px;}.hm-card-end{font-size:12px;}
 .hm-topics{display:flex;flex-direction:column;gap:11px;}.hm-topic{display:grid;grid-template-columns:47px 1fr;gap:0 14px;padding:17px;}.hm-topic-icon{grid-row:span 3;margin:0;}.hm-topic-icon svg{width:47px;height:47px;}.hm-topic h3{font-size:18px;margin-bottom:7px;}.hm-topic p{font-size:13px;margin-bottom:10px;}.hm-topic-more{grid-column:2;font-size:12px;}.hm-topic-more span{width:24px;height:24px;}
 .hm-latest{display:flex;flex-direction:column;gap:12px;}.hm-latest .hm-card>a{display:grid;grid-template-columns:106px 1fr;}.hm-latest .hm-cover{aspect-ratio:auto;align-self:stretch;}.hm-latest .hm-cover img{height:auto;}.hm-latest .hm-card-body{padding:13px;}.hm-latest h3{font-size:15px;margin-bottom:13px;}.hm-latest .hm-excerpt{display:none;}.hm-latest .hm-card-end{font-size:10px;gap:8px;}.hm-latest .hm-label{font-size:8px;}.hm h2.hm-eyebrow{font-size:12px;}
 .hm-consult{display:block;padding:22px;margin-top:27px;}.hm-consult-icon{width:50px;height:50px;margin-bottom:15px;}.hm-consult-icon svg{width:33px;height:33px;}.hm-consult h2{font-size:23px;}.hm-consult-copy{font-size:14px;}.hm-consult-action{margin-top:19px;}.hm-consult-action .hm-button{font-size:12px;padding:14px 10px;}.hm-consult-action p{font-size:11px;}
}
@media(prefers-reduced-motion:reduce){.hm a,.hm-card{transition:none;}}
@media(max-width:560px){.hm-hero-ideas{background:#fffdf2eb;padding:7px 10px;border-radius:5px;top:9px;left:12px;}.hm-latest .hm-label{font-size:9px;}}